What are my chances of getting financed?

This is a huge reason why the O/O failure rate is so high. Someone starting with little to no money.

 

What happens when your repairs take all the money you make for a month? Will they cover your rebuild on the crap truck you can afford? The money has to come from somewhere. You can't make money while the engine is rebuilt, or even while any other repairs are being done. You need a cushion for when things go wrong, and they will.

 

If you can make 86k as a company man, why go thru the headache of being an o/o? You may gross 130k, which is going to be difficult, but your net may be less. I saw a report once that o/o's average in the range of 50k -60k

 

It was said before, but I'll reiterate. 86k company is what you're paid and taxes are taken from that. 130k as an owner op means fuel, maintenance, fees, payments, etc all come out of that 130k before you can pay yourself. You're not going to be making much money.