When you are a victim of extortion....

It's an opinion. Not a personal attack. While I personally can't say if you are lying. The story is a rather exaggerated one. As from the details you present. You say you were extorted. You weren't. You say your life was in danger from the mechanic. It wasn't. Since we only have your side of it. We can't say 100% you're lying. But we can say you were exaggerating the situation. That doesn't mean that someone could not form the opinion that you are lying.

Just to be clear. I'm not calling you a liar. I'm pointing out his comments are an opinion based on your own words. Which is in no way a personal attack.

 

Iam glad you noticed that to because I thought I miss read or overlooked something.. it went from over night to 2 days .. and 164 miles from anywhere hummmmm. ??????

 

Probably from this in the original post.

"I'm 146 miles from LV and 164 from LA and I'm absolutely in the middle of NOWHERE."

OP was traveling from Vegas to LA on I-15. States he was 120 miles from anything.

So yes technically it's a lie. But I put it as exaggerating.

 

The original post said:

" I'm going down a long steep grade on I-15 and the engine's jakes are doing a good job of holding me and then all of a sudden the engine loses power.....then dies. I crank it back up and now it has almost no power. It eventually dies again. I restart it and limp it to an exit. It has a small gas station and nothing else. I'm 146 miles from LV and 164 from LA and I'm absolutely in the middle of NOWHERE."

The only place that could possibly be is the Raser Road exit. Start at that junky gas station and ask for directions to L.A. and google maps gives *exactly* 164 miles. Ask directions from the same spot to Las Vegas and google maps gives *exactly* 146 miles to Las Vegas.

 

If I tried to process a $3K+ transaction on my credit card ordering something in the middle of business hours to be delivered to my home address (also the card billing address) from my home computer going to a company I do business with all of the time (for transactions usually around $200-500, about once every 3-4 years I might buy a professional camera from them) I'd have to enter a code they texted to my phone before the transaction will go through.

It has nothing to do with the payee and everything to do with the amount involved compared to the more typical amounts you use the card to purchase. Being out of pocket in a part of the world you've never used the card from before also counts.

 

I doubt the company was so broke they couldn't pay. More likely was that the problem was whoever was answering the phone on the overnight shift was too afraid to call whoever they needed to call and wake up at home to get it done.

 

My educated guess (based on experience in the banking industry in the distant past, but also talking to current friends I met there who are still in that industry) is that when the transaction request was received a verification text was sent to either 1) a business number connected to the company that has no text receiving capability (it happens, especially if the account was set up years ago before text verification was a thing) or 2) to the cell phone of the VP of Maintenance/Equipment/Whatever they call the person who administers the company's entire equipment program or the cell phone of the company's VP for Accounts payable or whatever the title is of the person who signs the checks that the company pays their bills with. Whoever it was probably didn't wake up from the text notification. Since whoever was on the desk overnight at the company didn't call them as they probably should have, the text went unanswered.

It was most likely either a problem of incompetence on the part of the night desk person, on the part of the person who trained them, or on the part of whoever is responsible for the details of the credit card account being kept up to date with the card issuer.

 

You don’t seem to realize your company doesn't care about you and is so broke they only have ONE over the limit card. The way you're defending this company makes me think that you're an OO or the the company is owned by a friend or relative of yours.

 

As the OP has so "politely" stated, the only card used was declined. I have business cards and personal cards with several banks and I routinely charge amounts from numerous thousands of dollars to a couple hundred any time and any day and none of them have been declined.