Where to buy used tractor in Texas?

Where the truck is purchased from makes little difference.
The place you plan to have service work at is more important.

 

Go to a local bank in your area and talk to someone who handles commercial loans. Be prepared to jump through a LOT of hoops if you're expecting a good interest rate.

 

I second the small local bank route. Perhaps a bit more work to get started with them, but it is incredibly valuable to have a working relationship with one (human) loan officer. Being able to call them directly when out on the road is very beneficial.

 

For what it's worth, I did exactly that in the spring of 2015.

I decided I wanted to jump into the independent pool. I developed a business plan, found a truck in another state 1700 miles away from me, did my due diligence on the truck, etc.

Went into a local bank and sold myself. It wasn't easy, man. However, after bending over, plus jumping through every hoop imaginable, I got a commitment letter from the bank at 5.5% interest with 25% cash down payment.

When I went back into to the same bank 6 mos later to obtain a loan on a new truck, followed by a new trailer, it wasn't nearly as hard because I demonstrated to the bank I had established the revenue and also had been making payments on time every month on the first truck I bought with their help.

 

heres some info.

Good luck