Who is 100% on their own here?

"No, if you have filings, all owned, leased or anything that would haul under that authority must be scheduled on the policy, due to the insurance company being required guarantee the public liability. I don’t think they are putting all of the requirements in that article. But, feel free to call a Great West representative and see if they can shed more light on the subject for you."

 

I sent this in response: "But...it won't haul until I call and say it is hauling and thereby switch from my current truck to the truck that is designated as a spare?"

 

I need a new guy....mine is kinda becoming a arsehole and he is almost done anyway.

Taking referrals!

 

Exactly!

 

I think I am overthinking this....if we have a "spare" truck...no one even needs to know if it is safely parked? We would just call our agent one day and add/swap trucks...and then un-do it the next week or month or whatever, right?