workers comp for owner operator in New Jersey

?!

Did you work as an employee or as an independent contractor?

 

So you pulled loads for them, and now they won't pay b/c of workmans comp?

Something sounds a little fishy. If your a o/o, then why would they pay you as an employee?

How long ago did you complete the loads, and how do you bill them?

 

Was this directly through a company or did you go through a broker?

 

If you're an owner op, you're an independent contractor and you do not get workman's comp.

However, if you really are independent, you could form a C or possibly S corporation, and add yourself as an employee of the corporation, then you would have to get and pay for workman's comp insurance, which isn't cheap. You'd (the corporation) also have to pay employment taxes on yourself, issue yourself a W-2, etc. And you'd have to pay corporate taxes on the profit and also typical income and ss/Medicare taxes on your personal taxable income. And then you might be eligible for getting workman's comp if you're hurt.

But as an independent contractor, you'd be better off getting your own occupational accident insurance.

 

Not in Oregon...