Insurance filings

Discussion in 'Ask An Owner Operator' started by gekko1323, Mar 28, 2024.

  1. LOTSO

    LOTSO Heavy Load Member

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    $17,500 is a good deal now??? :shock: That's insane.
     
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  3. gekko1323

    gekko1323 Road Train Member

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    It is considering I paid just over $22,000 last year. My FICO is very high and I've had no tickets or points in about 13 years, so I guess the high initial price was because I was a new entrant. I've had my CDL since 2016, so it can't be because I was inexperienced.
     
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  4. Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

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    My premium is about 10k a year. Told ya to call my agent.
     
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  5. LOTSO

    LOTSO Heavy Load Member

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    $7250/Year. Down from $7500 last year. Winner Winner Chicken Dinner...:hello1:
     
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  6. Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

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    Your coverages ?
     
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  7. LOTSO

    LOTSO Heavy Load Member

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    Everything Amazon requires. Which is more than the average.
     
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  8. Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

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    Don’t be shy. Spill it out. You have to carry minimal for that kind of premium.
    I have 2 million general liability and another 2 million umbrella coverage. 2 million liability, 100k cargo, 25k unknown trailer coverage plus 5k medical.
     
    Last edited: Mar 30, 2024
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  9. Judge

    Judge Road Train Member

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    I use Lancer insurance from Long Beach NY.
    I’m at 22k/year for two trucks/trailers/drivers for unlimited miles, anywhere.
    09 KW at 40k 16 paccar power pete at 30k value, two trailers at 73k value
     
  10. Diesel Dave

    Diesel Dave Last Few of the OUTLAWS

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    Now was this hard to do, YOU GET WHAT YOU PAY FOR@LOTSO
    IMG_6042.jpeg
     
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  11. gekko1323

    gekko1323 Road Train Member

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    Fine Dave! I'll call your agent. I'll tell her you sent me. Questions though: What company writes you? Also, does it include towing and roadside?
     
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