Tell me why I shouldn’t switch to progressive

Discussion in 'Ask An Owner Operator' started by W923, Aug 1, 2025 at 10:35 PM.

  1. W923

    W923 Road Train Member

    1,340
    4,081
    Feb 28, 2022
    0
    I have had nationwide for the last several years for my couple trucks running mostly local and some regional loads. We mostly haul dump trailer/tandem dump truck stuff and heavy equipment. Since my insurance will be up for renewal soon I decided to get a couple quotes. I got one back from an agent that I use for other business related insurance that was about 25 percent cheaper for the same coverage as I currently have…. But it was progressive which I have no personal issues with but I have heard second hand stuff about them which has been mostly bad. I also know someone who just tipped over a truck and was on progressive and had a check within about a week and from everything I know about the situation they could have found so many ways out of paying it’s not even funny.
     
  2. Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.

  3. Concorde

    Concorde Road Train Member

    4,713
    16,848
    Jun 29, 2016
    West Melbourne Florida
    0
    The money they sent in a week was a loan not a gift :)

    Try Geico Marine..
     
    W923 Thanks this.
  4. W923

    W923 Road Train Member

    1,340
    4,081
    Feb 28, 2022
    0
    What am I missing….wouldn’t that be for boats???
     
    Concorde Thanks this.
  5. 201

    201 Road Train Member

    12,321
    25,187
    Apr 16, 2014
    high plains colorado
    0
    "Flo" is HUGE, and I have Progressive for my 4 wheeler, only because it was the apt. managers daughter, but quite honestly, I don't think any one is better than any other, they're all crooks. I've heard good and bad about ALL insurance companies, some say you CAN'T cancel a Progressive policy, under some contractual agreement, you actually going to read all that crap? Kind of funny, I typed in best and worst insurance companies, and it comes up inconclusive, meaning, they all stink. Problem is you never know until you need them. Seems Progressive is about in the middle for complaints, Allstate the worst and State Farm the best. Good luck.
     
    Concorde and W923 Thank this.
  6. gekko1323

    gekko1323 Road Train Member

    1,580
    2,642
    Jul 14, 2018
    Henderson, NV
    0
    Some brokers won't work with you if you have Progressive. I don't really know the reason.
     
  7. W923

    W923 Road Train Member

    1,340
    4,081
    Feb 28, 2022
    0
    I have heard this but never firsthand and never any reasons given…..currently it would not matter for me as everything is direct customers but always good to not limit my options
     
    Concorde and Big Road Skateboard Thank this.
  8. Concorde

    Concorde Road Train Member

    4,713
    16,848
    Jun 29, 2016
    West Melbourne Florida
    0
    Geico Marine Ins co is their official name and how it shows on my policy.

    Same coverage as Progressive and I got it for more than 50% cheaper with Geico.
     
    W923 Thanks this.
  9. gentleroger

    gentleroger Road Train Member

    7,445
    20,235
    Jun 1, 2010
    0
    Because Progressive is notorious for not paying valid claims and forcing their customers to sue them to pay out. Once a suit is filed, they will quickly make a settlement offer, but they will delay and prevaricate as long as they can.
     
  10. Siinman

    Siinman Road Train Member

    5,283
    13,361
    Mar 5, 2017
    Kansas City, MO.
    0
    I had them for the first three years. My experience is with a dry van truck and trailer as a O/O. Had an issue with a Towing company that ripped my transmission to pieces. Had to sue that company with a different attorney. Ended up paying my deduction on my insurance claim. Progressive had some problems on this for me.
    1st Had to wait for about a week to get the guy out to look at truck in shop.
    2nd They wanted to add all old stuff from junk yard for replacement because of some BS in the policy.
    3rd After installing the used transmission it failed within 5K miles.
    4th They finally agreed to pay for a reman transmission. This was done right finally and they paid way more on the truck this way. If had went the reman way first it would had saved them and me a lot of money and hassle.
    5th This was around 3-4 years ago and I still have not got my money back as they are trying to sue the company insurance still to get it back. I have since settled with the company from my lawyer. Not ideal to use there lawyers in something like this.
    6. Overall experience was not bad for the term that I had them in 3 years. Only one issue but it was a major issue and made me change insurance providers because of it. Would not go back to them for the fact they will not fight hard enough against someone at fault.
     
    W923, gentleroger and Concorde Thank this.
  11. Judge

    Judge Road Train Member

    13,288
    87,645
    Mar 19, 2014
    Arkansas
    0
    I use great west..
    No problems and can actually get a hold of someone with out pressing 1 for English after listening to all the computer languages. Then listening to options that recently changed.
    Then oops you hit the wrong button hang up and try again.
     
    201, W923, Siinman and 2 others Thank this.
  • Truckers Report Jobs

    Trucking Jobs in 30 seconds

    Every month 400 people find a job with the help of TruckersReport.