Buying a Truck, would you buy outright or finance?

Discussion in 'Ask An Owner Operator' started by Schmitty105500, Jan 20, 2021.

  1. Schmitty105500

    Schmitty105500 Bobtail Member

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    If I where to buy truck and had the$$$$$ would you buy it out wright ok would you finance it what would be better???
     
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  3. OldeSkool

    OldeSkool Road Train Member

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    Finance. Save money for repairs.
     
  4. Schmitty105500

    Schmitty105500 Bobtail Member

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    Ok thank you for the advice.and how often do you need to put DEF in a truck
     
  5. staceydude

    staceydude Road Train Member

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    Pay for it outright and have a big chunk of change in the bank for repairs.

    If you need to ask how often you need to put DEF in you may be ahead of yourself a bit. That or you are trolling.
     
  6. Schmitty105500

    Schmitty105500 Bobtail Member

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    No I am not trolling it ben a long time sens if ben in a truck so the def is all new to me
     
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  7. Judge

    Judge Road Train Member

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    Depends on def tank size, I keep my def tank full, every other fill up, i figure it keeps moisture out vs hot/cold condensation.
    But that’s my thoughts.
     
  8. Oscar the KW

    Oscar the KW Going Tarpless

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    Def usage correlates with fuel usage. You can expect anything from 150mpg to 250mpg.
     
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  9. Oscar the KW

    Oscar the KW Going Tarpless

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    And I’m in the pay cash crowd, with a good amount set aside for what might happen.
     
  10. Spyro2112

    Spyro2112 Medium Load Member

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    Buy a truck with a factory remaining warranty
     
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  11. 201

    201 Road Train Member

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    You're going to get 10 different answers here. Paying cash is okay, except you have no writeoff and will pay more in taxes. If you go with an old cheapie cash, you'll pay in repairs. You can't win. I'd finance rather than have all your eggs in the truck. That could be disastrous.
     
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