How much do you pay for health insurance at your company? Is this good?

What's the name of the company where you work?

 

i can assure you, that if you leave, any other place will make you pay for health coverage, and there will be a thousand drivers wanting your former job..

 

I pay around $625/mo combined for family med, dental and vision

 

Im retired, so this question really don't apply to me. Since I am a Vet I can use the VA system as insurance. Their insurance satisfies the obamacare mandate. It really only costs me a co pay.

I bring this up because single drivers with no children to insure that are Vets can save MAJOR bucks on health Insurance through the VA. Example? One of my meds is a box of Novolog pens. Costs me $8 copay, you go to a pharmacy and that box can cost upward to $500. I just got out of surgery at the VA. I still have not got my final statement on that. last surgery I had my co pay was under $50 bucks.

 

Kind of a funny post if you just asking about health insurance drivers pay. Most have to help pay for their insurance. So If you getting your for free that's a good deal. I pay $50 a week for single person.

 

what are your thoughts on voluntary short term & long term disability - worth it? Out of work (company driving) related

 

My health insurance premiums are also free.
I have $4 prescriptions.

BUT.
The reason for that is we have a $3500 deductible and don't have a co-pay.

The first $3500 is on you... except for preventive care, such as yearly physicals and scheduled
Colonoscopies and such.
If you are generally healthy, it's great.
If you get the sniffles, and run to the doc all the time... not so much.

A few years ago I had surgery for a gall bladder that went WAY WRONG and was in hospital for on and off 5 months. They nearly killed me.
That bill was almost $500,000.
I paid $3,500.

 

Get some!! Especially the short term.
Unless you have no debt, and have a decent nest egg.

I got very sick and our short term was pitiful.
It said 66% of avg wages. Ok.. cool.
That would have still been $1000/week.
Little did I know that they deemed OTR drivers made $500 a week. So, I get about $300 BEFORE taxes.
I ran through my entire savings to keep from losing my house in the 5 months I was out.

Get some.

Long Term is really used for when you are getting older.