Is 61 too old to be a new driver?

Discussion in 'Questions From New Drivers' started by Hogleg, Mar 13, 2017.

  1. strollinruss

    strollinruss Road Train Member

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    Insuring a man who owns the truck should always be cheaper than to cover a driver but it's not the case. @Hogleg knows more about a truck than most guys who've been driving a while. If one is not having to pay a driver it is worth it to pay a little extra just to get going. The rate will go down if there are no incidents
     
    Hogleg Thanks this.
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  3. Hogleg

    Hogleg Medium Load Member

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    I, for one, really appreciate your candidness with this thread, @calnca . Better understanding how the insurance is written benefits both the owner and the underwriter and contributes to a healthy dialog.
     
  4. Hogleg

    Hogleg Medium Load Member

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    Thanks @strollinruss - true for this mechanical Pete, at least.
     
  5. Hogleg

    Hogleg Medium Load Member

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    Wonder if there is an insurance policy available for old classic semi's. To put this back on the road we have to pay $8500/yr in liability insurance. Don't mind that if we are going to work it but for now seems a shame I can't take it on the road for a short bobtail run or a little practice. Same with tags. Guess I could just run it around the pasture :D

    On edit - nevermind - checking on Non-Trucking Liability insurance.
     
    Last edited: Mar 15, 2017
  6. MiRig2017

    MiRig2017 Light Load Member

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    Of course there will be exceptions to everything. That is great that you are responsible and have a job and work hard and happen to be 23. I was just making a statement as a whole. It is a known fact that a male mentality is not fully developed until after 23 years of age. It is what it is. Some kids have it lucky (maybe unlucky) to be able to think rational at a young age. I do know adults that act like children too, so, it was just a generalized statement. You are a good role model for the younger generation.
     
  7. Boattlebot

    Boattlebot Road Train Member

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    Whoooooooo hit the brakes.... who said I think rationally? Sometimes I do but that's very rare. I just do my job and do it right. Simple as that....
     
  8. Hogleg

    Hogleg Medium Load Member

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    Well, Well, Well... Looks like the insurance issue is solved in a not so good way! We recently received the update after we added the new truck and had asked to remove the old one that is OOS. They said that they cannot remove the old truck due to Federal regulations so we are paying for both trucks! $11K for the new one and $10K for the one we are not driving. ####! They said that guys used to have them take a truck off of the insurance, but continue driving it. Now the rule is I have to show the truck sold or the lease terminated, no exceptions. With the end dump our insurance is now running $23K per year.

    We are now going to quickly get the peterbilt back on the road and will likely sell the International. Still working out the details. While this is being decided we are also planning to drop running grain and move to running a skate.

    Gonna need some luck.
     
  9. RogerThat72

    RogerThat72 Road Train Member

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    I don't see why not. I saw a guy in TX had to be 80-90 years old. Truck was chromed out.
     
  10. strollinruss

    strollinruss Road Train Member

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    They should let you spare rate one of those trucks. I've got a truck on spare rate and it's like 1250 a year for liability.
     
  11. Hogleg

    Hogleg Medium Load Member

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    I will check into that @strollinruss Although we are really wanting to get the Pete back on the road. You thought the jacking was not that bad, right? We are getting all of the awful wiring and air lines cleaned up and thinking of running it with a skate like it is. Should be a lot less wear and tear than running an end dump. You agree?

    Besides, you get no respect in an International. A guy blew by him in a Pete with a big Detroit a while ago and asked who was running in the minivan up the hill. No respect, I say.... :eek: Has also been called a white elephant... :rolleyes: 359 is the way to go.
     
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