Mudflap discounts? Are they slowing down?

Yeah I know there isn’t, and I’m sure they are secure, I just personally never liked the idea of having all sorts of people tied into my bank account….

 

From my understanding mudflap does not set the price, the station does, in my area you get stations competing against one another (Kwik trip and Casey's) and they try and beat each other's prices. They both also go through periods where they give better prices to cards (like comdata for Kwik trip) so it's not mudflap it's the company screwing with the discount

 

i hit that pride in chicopee right at 291 for mudflap/// if the discount isnt significant i aint wasting my time.

same for me- there is ####ing zero chance I’m giving sanjay whatever the #### my bank info for a $0.01 discount per gallon. And with that new processing fee, if it isnt a noteable discount over what I can get @3% cashback they can #### right off.

 

if you put the motive fuel card they waive the fee.

 

Apparently that irving card gets good discounts if you run up that way/ i dont, but its cheaper than any other maine/nh fuel apparently and good in the winter.

 

Can anyone explain why it makes more sense to use a credit card than simply having a bank account setup exclusively for fuel usage?

You dont like it is a fine reason, but thats not that compelling.

If you are worried about someone nefarious accessing your account, what worries does using a credit card aleviate? Those are just as easy to get at, with the card number, its even easier to steal. The fraud protection with cards is usually no better than a bank.

If you get cashback on cc purchases, sure thats great, but you still have to go and pay off the card each month (extra steps) in order to keep from losing that benefit. And even then, the cashback a. Frequently has limits and types of purchases its eligible for, and b. The credit card companies are betting, not incorrectly that most people wont pay off the balance, so they get to charge interest, wiping out the gain, obviously they arent in the buisness of giving away money, so even if you are perfect, most people arent.

If using a card to build credit, thats sort of reasonable, but by the time almost anyone has the ability to do that, youre either swimming in debt already, or youre so cash flush that it really doesnt matter.

Basically i see no valid reason to use a credit card where the bank account is ultimately funding things, so what is the real hangup?

 

Sorry I don't even give my bank account login info to my wife, certainly not putting it out there on the internet, I also don't put my debit card on any app or save the info anywhere for any reason. I use my miles card on mudflap, and take a trip for free every year if I can get time. Pay off the credit card at the end of every month and take the miles