Random LTL Rants (all are welcomed)

I need some advice.

I recently moved to Lexington/Columbia SC after living in Montana for 15 years. My last job was about $75k in pay and benefits, but the hours were long and the working conditions were, well, let's leave it at not good at all.

I landed a new job by chance and I am torn about staying there. I think this post is going to be long enough, so I am going to do pros and cons.

Pro:
1. Four day work week. Home daily. I am off weekends (plus paid holidays) and I get an extra day off each Wednesday. Occasionally there is a optional run on Wednesday which will give me more OT. I don't have to do it though.

2. Guaranteed start time. No more bullcrap phone tag or intrusive phone calls at 3 AM

3. Guaranteed 40 hours plus 3 hours OT pay regardless if I have short days. If I work more, they pay me more. But I will have that safety net.

4. 60 hour work week on elogs. I usually work 35-55 hours a week and I really enjoy all this extra time being home with my wife and newborn. Last job was 60-70+ hours a week.

5. Super friendly staff. For the first time in 6 years I feel valued. If I have an issue, my boss or any of the dispatchers will take care of me. My last job had an extemely toxic work environment. You could not ask for anything, including time off. My new company is way more laid back and if you need to be gone for a day other than your weekday off, they can make it happen.

6. I drive a brand new truck. Power windows and locks and a fancy radio. It also runs 71 MPH.

7. Cake job. 2-14 stops a day tailgating palletized freight. Occasional lift gate drop.

Cons:

1. Entry level pay. While each week varies, my annual income is going to be between $42-45k. I have 15 years of accident free driving experience. This kind of pay is a huge slice of humble pie.

2. Atrocious health benefits. $1200/month for a family of three. At nearly 25% of my annual pay, this is another tough pill to swallow. We are reasonably healthy to go without insurance, but the thought of going bankrupt over an unexpected medical emergency has got me on the edge.

It's a great job, and I am happy as a clam. Way more time with my family and having some structure in my life again. The main downside is the pay and benefits. So what would you guys do?

I know it's kinda weird asking for professional advice on the internet. But there literally is nobody else outside of this group that is more qualified to provide some good answers.

 

For the first time in six years, I have a choice. Big LTL is just down the road from me. Saia, R&L, Holland, and a few others are just down the road.

I guess my current pay and benefits are what is sinking my boat. I am happy with the job, but I might not be able to afford to work there.

 

Yes sir. I am right at 50/50. Dead set on the fence. Thanks for your advice though. Well noted.